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You have assets and property in Hong Kong, and you want to arrange a will for your family in the future. Making a legal document such as a will is necessary in Hong Kong, because there are certain laws to indicate a person's wishes for distributing their assets and property after their death. The laws applicable to a will in Hong Kong are set out in the Wills Ordinance. This article will explain how to make and sign a will, what inheritance law is, how to contest a will, and how it can be revoked. Reasons to making a will The will gives each individual the opportunity to decide how their assets are distributed. You can draw up a will document by yourself, but it is better to ask a specialized legal aid for advice when discussing the division of assets, and how to make it from the start. The distribution of property after a person dies is carried out in accordance with the Inheritance Law Cap. 481 of the Laws of Hong Kong. This law will help the Court to dictate how the assets will be distributed among certain family members. A will can specify how the assets will be inherited by the beneficiaries, and can state the deceased's choice regarding executors, and guardians to their children under the age of 18. Writing a will in Hong Kong can be complicated, especially for someone who wants to make a special distribution for their assets. You can seek assistance in these matters through agencies that are experts in their fields if you find it difficult to arrange a will from the start. Wills can change how assets are divided among relatives (other than as provided by state law) and allow individuals to also allocate some assets to non-necessary beneficiaries, such as friends or charities. In these situations, where the deceased has not had the opportunity to leave a will, the assets are distributed in accordance with the Intestates' Estate Ordinance. This means that the spouse and descendants or descendants and siblings of the deceased can be entitled to inheritance. You can draw up a will yourself or with an agency for a detailed explanation of which assets can be distributed, and adapt it to your case. Signing a will The will is only valid if it shows a true reflection of the deceased's wishes, must be left in writing and signed by the testator. To avoid further complications, the will must be written in Chinese or English. A will in Hong Kong will protect an individual's wishes and intentions, and can avoid the application of laws and regulations governing the distribution of inherited assets. The Wills Ordinance provides important information about how to sign and testify a will to make it valid. There are four important conditions that you must pay attention to: The form and signing of the will must be done in writing either by the testator or another person, either with the person concerned present or according to their direction. Validation is done with the testator's signature, and the will can only be valid if the testator does intend to give a sign. Signing a will needs to be attended by more than 2 witnesses and present during the procedure. The witness has the duty to authenticate and sign his/her own will, or acknowledge that the testator's signature is witnessed by him/her, and does not need to submit this acknowledgment to other witnesses. Witnesses may not be beneficiaries of the will. It is best for you to ask the agency for help regarding the requirements for appointing witnesses. The heir must understand and comply with legal formalities, so that the will can be valid and not be considered invalid due to non-compliance. A will must be dated before it is signed, and the testator has the right to change or revoke the will during his or her lifetime, and any changes must be signed by the testator. A will that is executed according to the applicable provisions is valid without needing to be announced. What is inheritance law in Hong Kong? Inheritance laws in Hong Kong abolished estate tax in 2006 so there is no tax on gifts or wealth. Hong Kong laws apply equally to residents and non-residents and regardless of religion or gender. Therefore, there are no restrictions on who the deceased inherits property from, with the special condition that they are over 18 years old. The main Hong Kong laws relating to inheritance and succession are: Wills Ordinance, Intestates' Estates Ordinance, Inheritance Ordinance, Probate and Administration Ordinance. Wills Ordinance is the main law relating to wills, contains the definition, types of a will, annulment, conditions for validity, etc. The Inheritance Ordinance allows the court to issue an order that the assets of a deceased person be given to certain members of the person's family and to certain dependents of the deceased person. The Probate and Administration Ordinance is a law regarding probate and administration letters and how to handle the inheritance of deceased people through these letters. And matters relating to the distribution of intestates' estates are in the Intestates' Estates Ordinance. How do I revoke a will? The inheritance law in Hong Kong allows a person to revoke a will for several situations, such as marriage, the existence of another will, written revocation, and destruction. The testator can create another valid will document, and make the old will invalidated. A will may be revoked because of the testator's marriage, but it may also be that the testator wishes to marry and intends that the disposition will not be revoked. Without a will, how will the inheritance be inherited? A will can be revoked by means of a written and legally signed revocation, or the testator chooses to destroy the document, either directly or by ordering another person in front of him with the intention of revoking the will. A will cannot be revoked simply on the assumption that such intention existed. You can ask the agency for a more detailed explanation about what situations allow someone to revoke a will, and are there conditions where the will still exists even though there are conditions such as the testator remarrying or so on. What is the procedure for making a will in Hong Kong? If the heirs are dissatisfied with their relatives' decision to inherit the inheritance, they have the possibility of making a will in Hong Kong. To distribute the property of an individual with or without a will, you must obtain a Grant of Representation from the Probate Registry of the High Court of Hong Kong. This document can be used by a certain individual to have authority to distribute the assets of the deceased. A person's heirs can raise legal grounds to contest a will, if they have been denied their right to their inheritance and believe they have been wronged or if its provisions do not satisfy them. Some of the most common reasons for contesting a will in Hong Kong are lack of testamentary capacity (the testator was not yet 18 years old when created the will, or elderly individuals who do not have the capacity to execute the will), the will was not executed properly, lack of number of witnesses, fraud or forgery. If you believe that the will that has been made is not in accordance with the law, you can ask an expert to analyze the case and determine the legal grounds for contesting a will. The importance of taking care of a will requires you to study it in detail, as well as an agency that is ready to help you with processing a will, understanding the laws that apply in Hong Kong, or important matters such as revoking or contesting a will. SMEBrother is the solution for careful follow-up throughout the entire process: We have professional teams from Hong Kong and Mainland China who are familiar with inheritance matters and can help you successfully inherit your inheritance. You can ask us about anything related to wills, and SMEBrother team is always ready to take care of your will needs.

Hong Kong is a wonderful place for anything, and makes foreigners feel at home there. You have decided that you will not only visit Hong Kong, but will extend your stay, or maybe look for work and launch a business. The next thing you need to do to make things easier for you in Hong Kong is a bank account. You have read the comprehensive guide to open a bank account in Hong Kong, to understand Hong Kong's banking landscape. We will introduce you to several banking options that will help you in your next financial journey in Hong Kong. Understanding the Hong Kong banking system Before going to open a bank account in Hong Kong, there is some basic information you need to know about the Hong Kong banking scene. The banking system is structured into tiers, there are Licensed Banks, Restricted License Banks, and Deposit-taking companies. Licensed Banks : These banks offer the essentials like current and savings accounts, handle any size of deposits, and manage checks drawn and deposited by their clientele. All licensed banks are required to participate in the Hong Kong DPS (Deposit Protection Board) as Scheme members, where licensed banks deposits are safeguarded up to a maximum of HKD 500,000 per deposit per Scheme member. Restricted License Banks : These banks are specialized banking needs, primarily investment and merchant banking like capital markets, and may be restricted from some banking activities. Restricted license banks are not members of the Hong Kong DPS (Deposit Protection Board) and can manage deposits starting at HKD 500,000 and upwards. Deposit-taking Companies : Linked or owned by larger banks, specializing in areas such as commercial lending, consumer finance, and securities. DTCs can handle deposits starting at HKD 100,000 with a minimum three-month maturity term and there are not members of the Hong Kong DPS. Each three tiers operates under the vigilant eye of the HKMA (Hong Kong Monetary Authority) and has its unique offerings. The HKMA ensures that all banking corporations have anti-money laundering regulations. Types of bank account in Hong Kong There are two bank account types to choose from, Personal Bank Accounts for individuals and everyday banking needs, and Corporate bank Accounts for business of commercial accounts, eligible for registered businesses such as offshore companies and limited companies in Hong Kong. Benefits and Challenges Doing Business in Hong Kong Message to business owners, you must understand a clear distinction between personal and business finances, and always open at least one dedicated business account. How to open a bank account in Hong Kong There are several steps you must take to open a bank account in Hong Kong. Choose a Bank Select a reputable bank that suits your specific needs. Research the bank's packages, offerings, fees, terms and conditions. Some banks that are often chosen are DBS Bank, HSBC, Hang Seng Bank, and BOCHK. Gather the documents required The two account types have differences in the required documents. For personal bank accounts, you need to show a Hong Kong Identity Card as a Hong Kong resident and permanent resident, a passport or other identity documents if you are a foreigner, and relevant travel documents. For some documents that require proof of address such as mortgage statements, lease agreements, utility bills, and home insurance, you must have proof of address based on your home country or your Hong Kong address depending on the bank. For corporate bank accounts, you must show company documents such as business registration certificate, articles of association, registered office address, and partnership agreements. Some banks require your company structure's details, such as business plan, beneficial owner identification document, and proof of business activities. Each bank has its own general requirements. You can contact them for specific details and what documents are required. Some banks will make it easier for you to send documents online, and you better ask for better understanding. Pre-approval process Submit the required documents according to the bank you choose, and keep informed about your application progress. Especially for opening a business bank account, you will be asked for additional verification, such as providing proof of business activities and fulfilling KYC requirements. Sometimes you have to need an agency to make it easier to open a corporate account, because the KYC process is difficult and particularly crucial. Bank account activation After everything is done, the final step is Hong Kong bank account activation. Your bank has instructions for you to complete this process. Each bank has a different time to open a bank account, but usually it takes approximately 15 working days. If a bank rejects your account application, you need to ask the bank and clarify the reason for that decision. Some banks have the option to request a re-evaluation. Non-residents can still open a bank account, although the verification process may vary compared to Hong Kong residents. Especially for non-residents and first-timers, you need to come to the bank you choose for in-person identity verification requirements. Non-residents cannot apply remotely for traditional banks, because there are several requirements that require applicants to be present at the bank.   Opening a bank account for individual or business needs is easy, but it will be a little challenging for foreigners or new business people. If you feel overwhelmed by the requirements of each bank or several documents that must be prepared, you can use the services of SMEBrother as your business brother who will help with all your business needs. SME Bro is ready to help you to open a corporate bank account, or for those of you who decide to stay longer in Hong Kong and want to have a bank account. Contact us for your needs, prepare some of the documents needed, and let SME Bro handle everything. All you have to do is receive news that a bank account is ready to be used, no difficulties whatsoever, no mess. Not only for bank account needs, because we can also be your business brother for accounting, auditing, tax handling, SME loans, etc. Whatever you need to thrive your business and run your business smoothly in the future.

Every business needs good records for expenses and income, by maintaining accurate records of inventory, purchases, sales, shipping, and attendant expenses. An accountant is needed as a strategy planner and help businesses to track profit and loss, and evaluate the business status from multiple viewpoints at any moment. But there is one important thing every business must have, namely tax accountants. Tax accounting is needed so that the business is always in full compliance, and alerting business owners to potentially costly pitfalls such as penalties and fees for non-compliance. What is the purpose of tax and accounting? Personal income and company income have been regulated by the state to pay tax if it reaches a certain amount. Even though Hong Kong is an area with low taxation, every business must understand the rules and regulations, what is required for tax reporting, and how it is calculated. That's why every business must have tax accounting knowledge or hire a tax accountant. The purpose of tax accounting is to ensure compliance for accurate tracking of income and expenses, ensuring businesses fulfill their needs to pay their tax obligations. Why should taxation and accounting always be considered in business? Because accounting functions to record and analyze the company's performance in terms of financial transactions and make informed decisions about financial management. While taxation focuses on complying with the government tax laws and collecting taxes. Tax accounting is the process for every business to create reports, calculations, and filing company's documents for income and expenses. Every tax has a period, and every business must pay according to existing rules. What is the goal of a tax accountant? A tax accountant's goal is to assist businesses to fulfill their legal obligations by preparing and filing taxes. They can also create strategies to minimize tax liabilities and must always keep on track with taxation laws. Every business must always comply so as not to be subject to fines or sanctions. Tax accountants will work longer hours during tax time, and their responsibilities are organize financial records, compute taxes, examine financial statements, create budget plans, inspect accounting systems, and communicate with clients about the tax return process. Sometimes businesses can be hit by tax issues, and tax accountants have an obligation to identify solutions. Every accountant needs to manage and maintain the company's tax database, always prepare necessary paperwork and reports, and keep track on changes related to taxes. Reasons why every business must have a tax accountant Sometimes business people only have an accountant, but are still confused when managing taxes. Below are several reasons why tax accountants are needed. Saves time Having a business certainly has a lot to think about, starting from planning, marketing, selling, and managing all finances. By hiring tax accountants, business owners can focus more on other points in the business, and let the accountants take care of the company's obligations, from documents to calculating costs that must be incurred. Provides invaluable advice Every accountant who studies corporate finance can navigate through complex tax problems and make a business pay less tax. The savings in terms of tax will have big benefits for the company, because while the company remains compliant with laws and regulations, the accountant will also continue to monitor if there are changes in rules or business trends. Avoid costly mistakes Business owners can make errors such as giving the wrong income amount of taxes, because they are inexperienced or don't have knowledge of taxation.   10 Accounting Challenges Entrepreneurs Must Deal With   Honestly, the whole tax process can be confusing for business owners, and there has to be someone to take care of it. Tax accountants understand how to manage taxes easily, prevent any mistakes, and can save their client’s money. Tax preparation and filing Paying taxes are not only paid in a certain amount, but must fill the form, providing facts about income, expenses, and accounts payroll while running the business. Business owners who already have a lot of thought and energy to manage the company will not be able to withstand the stress of tax preparation and filing, release yourself from stress by letting a professional handle it. Stay updated with the new tax laws Many companies may not be aware of new policies, or even many of them completely underestimate taxes. Even though taxes in Hong Kong are not large, your company can get into big problems if it does not pay taxes regularly or violates existing regulations. It's part of the accountant's job to be well-informed about the new tax laws, and always inform the business owner about it. Can be reliable beyond taxes Tax accountants are not only useful when paying taxes, because every accountant must understand important financial concerns besides taxes. So, they can provide asset management, business advice, and retirement plans. All of this will be connected to tax, because every accountant must know the track record of the company's finances, the company's potential, and what particular expense is tax-deductible and can be paid lower than before. This means you are not only hired as a tax accountant for your tax needs, but you can also become your business partner as well. After knowing the importance of tax and accounting, you need to think about hiring a professional to manage your company's taxes. For more than a decade, SME Bro has been supporting local companies to get accurate financial services.  By hiring a reliable accountant from SMEBrother, you don't need to worry about tax preparation, tax filing, learning about company finances, asset management, and whatever company needs until taxes are met. Many SME owners do not have accounting knowledge, but SMEBrother is the best place for you in that matter. You just need to focus on expanding your business, and let us take care of the rest. We will keep the tax costs low and transparent, so you can focus more on growing your business. Immediately contact our customer service team and our CPA team will help answer your questions about Hong Kong taxes and any accounting needs for your company.

在當今激烈的商業競爭中，獲取政府補貼對於企業，尤其是初創企業來說，無疑是一股強大的助推力。我們注意到一些公司竟能一次性獲批高達300萬港元的BUD（企業發展支援基金）補貼，不禁令人好奇：究竟是何種公司具備如此實力，能夠贏得香港政府的青睞？深入探究後發現，這些成功案例多出自知名大品牌之手。本文將揭示大品牌為何易於獲得BUD補貼，並為各類型企業提供申請策略與建議。   大品牌的優勢：政府眼中的“理想資助對象” 大品牌之所以能在BUD申請中脫穎而出，主要有以下幾個原因： 1、品牌知名度與影響力：政府傾向於資助具有廣泛知名度和強大市場影響力的公司，因為這類企業在拓展內地或海外市場時，不僅能帶動自身業務增長，更能提升香港整體經濟活力，擴大香港品牌在全球範圍內的影響力。 2、穩健的賺錢能力：大品牌通常擁有穩定的盈利模式和良好的財務狀況，政府認為它們具備較強的生存能力和風險抵禦能力，資助此類企業更有可能實現預期的經濟效果。 3、全球市場適應性：大品牌往往已經在多個市場取得成功，證明其商業模式、產品或服務具有廣泛的市場適應性。政府相信，對這類企業的資助將更高效地轉化為實際的商業成果。   小公司與無品牌企業的應該如何申請？ 儘管大品牌在申請BUD補貼時優勢明顯，但這並不意味著小公司或無品牌企業就無法分得一杯羹。實際上，BUD申請條件對所有符合條件的企業均開放： 如果你是無品牌公司，應該做？ 商標註冊：無品牌企業可通過註冊商標來創建自己的品牌標識。關鍵在於進行詳盡的商標檢索，確保所選的logo或品牌名稱未在目標市場（如內地）被他人註冊。一旦確定商標可用，企業可進行註冊，而BUD補貼甚至可涵蓋部分或全部商標註冊費用（最高可達30萬港元）。考慮到可能涉及多個國家和地區，累積的費用相當可觀，BUD補貼的支持在此顯得尤為重要。 品牌授權合作：另一種途徑是與已有一定市場地位的品牌達成授權代理協議。通過獲取品牌方的授權，企業得以借助其品牌影響力和市場准入資格，從而符合BUD的申請要求。但務必確保擁有充分的授權證明檔，這是申請過程中不可或缺的一環。 外資品牌與總代理的角色 對於外資品牌而言，尋找可靠的總代理成為進入新市場的有效路徑，同時也為總代理提供了申請BUD補貼的機會： 總代理的資質證明：作為外資品牌的總代理，企業需提供充足的資質證明，包括品牌授權書、市場表現數據等，以展現其與品牌方的緊密合作關係及品牌在目標市場的潛力。優質的外資品牌背景將大大提升總代理在BUD申請中的信譽度，增加獲批的可能性。   總結來說，雖然大品牌在申請BUD補貼時具有顯著優勢，但小公司與無品牌企業同樣有機會通過商標註冊、品牌授權合作等方式提升自身資質，成功獲得政府資助。對於外資品牌及其總代理，清晰的授權關係與品牌實力證明是申請過程中的關鍵。無論企業規模如何，理解並充分利用BUD補貼的申請規則與條件，結合自身特點制定適宜的發展策略，都將有助於企業在競爭激烈的市場環境中抓住機遇，實現快速發展。

隨著數位化行銷時代的到來，小紅書已成為眾多品牌進軍內地市場的首選社交電商平臺。尤其對於港企而言，如何巧妙運用小紅書獨特的“種草”文化，激發年輕消費群體的購買欲望，成為了打開內地市場、提升品牌影響力的關鍵。而近期，“BUD專項基金”對中小企累計資助上限提升至HK$400萬，為企業提供了寶貴的資金支持，使其有能力開展全面、專業的小紅書行銷活動。   小紅書平臺推廣種草五步曲 選用高品質圖片 品牌應精心挑選或創作展現產品品質、風格與格調的圖片，以此引發用戶的購買欲望。 精准佈局關鍵字，搶佔搜索排名 品牌應確保標題、正文、圖片描述中均圍繞關鍵字展開，特別是在文末集中討論，運用SEO策略提高筆記在搜索結果中的基礎排名，從而獲得更多曝光。 攜手達人與網紅，引爆流量 KOL（關鍵意見領袖）在小紅書的帶貨能力無可匹敵。時尚、美妝、旅行等領域達人推薦的產品，往往能迅速提升曝光率和轉化率。 提升點贊、收藏、評論互動量 高點贊、收藏和評論數量不僅直觀反映商品熱度，更能吸引潛在買家關注。品牌應積極引導用戶互動，提升筆記的社交參與度。 原創內容與熱門話題共鳴 品牌應融入品牌故事與理念，或緊跟熱門話題，創作引發用戶共鳴的筆記，從而提升筆記在平臺上的可見度與吸引力。   借力BUD基金，攜手專業推廣公司 在此背景下，港企可充分利用BUD內地專項基金的資助，為小紅書行銷活動注入資金動力。通過申請BUD基金，企業不僅能夠減輕行銷成本壓力，還能更有信心地投入到市場拓展中，加速打開內地市場的大門。   一站式BUD專項基金顧問服務 作為專業的BUD專項基金顧問服務提供商，從基金申請諮詢、供應商採購程式到專案管理，全程陪伴企業走好每一步。依託龐大的供應商網路，smebro能為港企精准匹配具備實力的小紅書推廣公司，確保企業在享受政策紅利的同時，享受到專業、高效的行銷服務，成功在小紅書平臺上立足，進而拓寬內地市場份額，實現業務增長。   總結而言，借助BUD專項基金的強力支持，港企應積極把握小紅書行銷的五大要訣，攜手專業推廣公司，在競爭激烈的內地市場中脫穎而出，實現品牌價值與市場份額的雙重提升。

面對中國消費者日益提升的生活品質追求與對紅酒市場的熱烈需求，一家敏銳洞察商機的香港紅酒公司決定進軍國內，通過創建自有品牌與搭建電商業務，以期在廣闊的市場中拓展銷售網絡。 首先， 創建紅酒品牌 明確目標客戶群體特徵與消費需求，精心設計並推出了獨具特色的自家紅酒品牌。 打造專屬電商業務平臺 考慮線上購物趨勢的強勁增長，公司果斷決策打造專屬電商業務平臺，提供用戶友好的購物流程與便捷的購物體驗。 升級物流鏈 紅酒的儲存與運輸對環境條件有特殊要求，公司加大投入，對整個物流鏈條進行了全面升級，確保從生產到消費者手中的每一個環節都能嚴格遵循最佳存儲與運輸標準。   在BUD專項基金的有力支援下，公司採取了一系列關鍵行動，加速市場滲透與品牌建設： 品質認證與產品檢測： 公司借助基金資助完成了ISO品質檢測與產品認證，確保產品符合國內市場的高標準與消費者期待，為品牌贏得市場信任。 電商平臺搭建與線上銷售拓展： 基金助力公司完善電商業務平臺，增設線上銷售管道，使消費者隨時隨地都能輕鬆選購心儀產品，進一步拓寬了市場覆蓋面。 市場推廣與品牌宣傳： 利用基金資助，公司開展了豐富多彩的市場推廣活動，包括線上廣告投放、線下品酒會以及積極參與國內紅酒展覽會，有效提升了品牌知名度與影響力。 員工培訓與技能提升： 為應對國內市場的專業需求，基金還支持公司對員工進行系統培訓，強化專業知識與技能，確保團隊具備服務國內市場的綜合能力。 成果斐然，市場認可與業務增長齊頭並進   在BUD專項基金的強有力助推下，該公司在國內市場的佈局取得了顯著成效： 自有品牌贏得了廣大消費者的認可與青睞，品牌影響力與市場份額穩步提升； 電商業務平臺銷售持續增長，成為公司業績增長的重要引擎； 升級後的物流體系確保了產品品質與客戶滿意度，鞏固了公司的競爭優勢。   這家香港紅酒公司通過BUD專項基金的全方位支持，成功打入並站穩國內市場，實現了品牌與業務的雙重飛躍。BUD基金在助力企業開拓新市場、提升競爭力方面的強大推動力。

來自我們做外貿客戶劉生的自述： 外貿創業的道路充滿了未知和挑戰，但也同樣蘊藏著無限的機遇和可能。三年前，我在香港開始了我的外貿創業之旅。起初，很多朋友對我的選擇表示懷疑，他們好奇地問我：真的這麼好做嗎？真的能賺到錢嗎？ 創業初期，我面臨著許多困難。客戶的積累是一個漫長而艱難的過程，尤其是在沒有任何背景和行業經驗的情況下。市場競爭激烈，幾乎每個人都在爭奪一席之地。然而，香港作為一個國際貿易中心，它的稅務成本低，國際知名度高，這些都為我的外貿事業提供了有利的條件。隨著時間的推移，我的客戶量也逐漸增加。   在海外市場取得了一定的成績後，我開始將目光投向內地市場。我發現內地市場的潛力巨大，消費者數量龐大，市場需求多樣。為了成功打入內地市場，我需要投入大量的資金和精力。參加各種展會，搭建網上銷售平臺，設計和製作宣傳品，這些都是必不可少的步驟。此外，租賃辦公室和增聘員工也需要大量的資金。 在這個過程中，我遇到了很多困難。資金的壓力，市場的不確定性，這些都讓我倍感壓力。但我沒有放棄，我堅信只要有正確的方向和策略，就一定能夠成功。 在SMEBro專業顧問的建議下，我提前為公司制定了未來的發展規劃，並根據公司的實際情況申請了BUD專項基金。 這個基金專門用於支持企業開拓海外市場，我沒想到的是，我們終於在三個月內獲得了75萬元的政府補貼，這筆補貼對我們來說是一個巨大的助力。它不僅緩解了我們的資金壓力，還讓我們能夠更加自信地投入到內地市場的開拓中。我們參加了更多的展會，增強了品牌的知名度，提高了產品的競爭力。我們的網上銷售平臺也得到了優化，吸引了更多的客戶。我們的宣傳有了這筆資金的支持，開展得更加順利。這些努力很快就得到了回報，我們的品牌在內地市場逐漸獲得了認可，客戶量也在穩步增長。 現在，我們的內地公司已經開始盈利，業務前景一片光明。回顧過去的艱辛歲月，我深感慶幸自己當初沒有放棄。也感謝SMEBro在期間提供的協助和指導，成功幫我拿到政府資助，也讓我順利在內地市場立足。   最後，對於所有在外貿行業中努力的人來說，我想說的是：只要你有清晰的目標，勇於面對挑戰，並且能夠抓住機遇，幾時都唔怕遲！

Terry在物流倉儲行業從事已久 找到我們之前也咨詢過如何申請BUD補貼💰 後來經朋友介紹，找到我們， 想要申請BUD資助去發展內地市場。   ①準備詳細的商業計畫書 向Bud fund展示您的企業目標、發展戰略、市場定位和預期的財務指標等。確保商業計畫書充分展示您的創新、技術開發和市場競爭優勢等方面。 ②清晰闡述資金用途 在申請中詳細說明您打算如何使用資助款項，包括購買什麼樣的設備、進行哪些領域的研發和創新、哪些市場推廣活動、需要聘請的員工等。確保您的計畫與Bud fund資助範圍和目標相符合，並強調這些資金將如何推動企業發展。 ③提供必要的證明文檔 除商業計畫書外，您還需要準備和提交一些必要的證明檔，例如營業執照、財務報表、團隊和員工情況等。確保這些文檔的準備充分且具有可靠性，以增加申請的可信度。   11個成功申請BUD的小tip：◽️公司創立時間超過一年並可提交年審報告◽️年流水金額不低於200萬 (如本年度較低需提供合理解釋)◽️香港必須有實體辦公室、招牌等◽️香港員工不少於3名、並有MPF◽️申請之產品必須出示當地合法銷售之證明◽️跨境產品申請、先行把產品報關確定是否能進入申請的國家◽️申請之產品必須持有商標或商標授權當地代理授權書不少於3年◽️申請的項目不能在申請前已經發生◽️申請項目必須由多家公司報價 : 30萬以下3份、30萬以上5份◽️如申請中國內地的項目開支必須要有增值稅發票◽️服務性行業必須到當地開設辦公室並聘請當地人員   以上是在申請bud fund 中需要著重注意的事項和tips，如果各位香港老細想要瞭解更多和申請BUD，隨時聯繫SMEBro的客戶經理。

在香港這個國際化大都市，外貿行業一直是蓬勃發展的領域。隨著全球經濟的不斷發展，越來越多的海外品牌開始關注香港市場的機遇與挑戰。而在這個過程中，香港政府的BUD（Business Start-up Support Scheme for Universities）政府資助可能成為海外品牌的新利器。那麼，海外品牌是否可以申請香港BUD政府資助？讓我們一起來探討一下。   對於這個問題，答案是肯定的。雖然香港BUD政府資助主要面向本地創業者和新創企業，但並不排除海外品牌的申請資格。只要符合相關條件，海外品牌完全可以申請香港BUD政府資助，獲得政府的支持和資助。   要申請香港BUD政府資助，海外品牌需要遵循一定的程式和條件。首先，海外品牌需要在香港註冊成立公司，並符合相關法律法規的規定。其次，海外品牌需要提交申請資料，包括企業計畫書、財務預算、市場調研報告等。最後，海外品牌需要經過審批，獲得政府的認可和支持。   對於海外品牌來說，申請香港BUD政府資助具有重要的意義。首先，BUD政府資助可以幫助海外品牌降低在香港市場的投資成本，提高競爭力。其次，BUD政府資助可以為海外品牌在香港市場的發展提供重要支持和保障，促進企業的持續增長和發展。   海外品牌也能申請香港BUD政府資助，這為海外品牌在香港市場的發展提供了新的機遇和選擇。在香港這個國際化大都市，海外品牌將會受益於香港BUD政府資助，實現業務的快速發展和持續增長。相信隨著時間的推移，越來越多的海外品牌將會選擇在香港市場開拓業務，共用香港的繁榮和發展。