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The first impression of the year matters more than you think — and your very first gesture of appreciation can set the tone for all your business relationships.

成功獲取放債人牌照是進入香港放債業務的首要門檻。根據《放債人條例》，整個申請流程繁複，涉及檔準備、背景審查、法庭聆訊等程式。