News

Owning a house has been your dream for a long time. If you’re looking for a house, then you need to know how to get one. Purchasing a house is not easy, as well as the preparations you need to do before getting ownership of your dream house. The experience of having your own home will be a very good thing. In this case, you can also get access to HOS 2023 application form. You need to fill out the HOS form before you can continue to choose the payment method and choose your house type. Nowadays, developers have many kinds of new, innovative house types. From a spacious layout to a more functional design, it gives a sense of comfort to homeowners. Of course, you must want to have the most suitable house for your family. Get Closer to Your Dream House You are just some steps from your dream house. Now, you can own the house you really need. You might still be young and want to get a house where you can grow. Before purchasing your new house, you need to fill HOS application. What is HOS? HOS is House Ownership Scheme. It is simply a form for a potential home buyer to choose their preferred units and payment method. Before you buy a house, you need to fill HOS 2023 application form to help map your plan to get your dream house. Here are some things you need to know: The form is important for potential homeowners to prepare for their property ownership. What house type do you need? How many rooms do you need in your house? Do you want a landed house or an apartment? Filling out the form will make your home hunting easier. When you fill out the form, you will also get the payment method options. Some people might want to pay in cash while others opt to pay in installments. It makes the process becomes easier and faster. You might also get some offers from the banks to use their installment programs. It will make the whole process of getting your dream house simpler. If you want to explore the property in your area, you can also fill out the form. It helps you to get the house you want, which is within your budget. The form will also be a good source for you who want to find a similar property around your wanted area. Of course, it will make your process easier. Home ownership is what you need to understand. The process can be long and exhausting. However, if you want to explore more about the homeownership process, you can simply choose the right property. Exploring Homes Around Your Dream Location Living in a prime location can be your dream. However, if you want to get the best house in your budget, located near your area, you can find the best by filling out the HOS 2023 application form. It helps you a lot in specifying the exact location you want to explore. This way, your dream house is no longer a dream!

在樓價讓人高攀不起的香港，有人不甘於花費20-30年青春成為樓奴；但是有人會去選擇公屋讓自己的經濟壓力減緩。能夠申請到公屋真是一件值得開心的事情喔。但是有沒有了解過申請公屋需要怎樣做呢？ 於申請或審批公屋時，如申請人持有有限公司，是有機會要提交相關會計師報告給房屋署的。 以下詳細講解以下一般申請人（非長者一人申請者）的資格、輪候時間、資產限額，以及如何快速上樓。一般來說，申請公屋主要分兩隊：一般申請（包括一般家庭、高齡單身人士優先配屋計劃、共享頤年優先配屋計劃、天倫樂優先配屋計劃）及非長者一人申請（年屆58歲以下的單身人士） 公屋基本申請資格： 申請者必須年滿18歲 申請者及家庭成員必須現居於香港並擁有香港入境權，其在香港的居留不受附帶逗留條件所限制（與逗留期限有關的條件除外）； 申請者的住戶總每月入息和總資產淨值不得超過現行的限額； 申請者及其家庭成員在香港並無擁有任何住宅物業； 獲分配公屋時，申請表內必須有至少一半成員在香港住滿7年，而且所有成員仍在香港居住。 交入息證明及各項資產文件，證明入息及資產符合資格。入息包括每月薪金、花紅及雙糧，但強積金供款可以扣除。資產包括股票、基金、保險等，進行審查前最好已預備相關文件。 公屋入息審查所需文件（若提交的證明文件，並非以法定語文即中文或英文書寫，必須附上中文或英文認證譯本） 申請人及家庭成員須根據其狀況遞交相關的證明文件和聲明書 類別 須遞交的證明文件及聲明書 各人的身份證明文件副本 ·年滿11歲：身份證 ·11歲以下：出世紙 ·非本地出生：單程證/旅遊證件/護照（居港未滿7年須附上印有首次獲准入境日期的證明文件如入境紙） 如果申請表上所填報的姓名與文件上所示的姓名不符，或曾用別名 改過名要提供改名契、公證書或人事登記處證明文件副本 親屬關係證明文件副本 ·子女關係：出世紙/公證書/領養或監護人判令 ·配偶關係：結婚證書（如於中國結婚而未有結婚證書，須提供公證書） ·配偶未獲入境權：並附上結婚證書，其所在地身份證底面副本及聲明書 ·已離婚：離婚令，子女管養權（如與未滿18歲子女申請） ·辦理離婚：離婚法律程序文件，聲明書 ·配偶過身：結婚證書，死亡證 懷孕/殘疾證明文件正副本 ·懷孕滿16周：預產期證明書 ·殘疾家庭成員：殘疾醫療證明書 申請人及家庭成員的入息證明 ·固定受薪：僱員薪金證明書及過去6個月糧單 ·非固定受薪：聲明書 ·自僱：聲明書，相關證明文件 ·失業：聲明書，過去6個月收入聲明書 ·領取綜援：聲明書、援助金額的證明文件及醫療費用豁免證明書 ·租金收入：聲明書，差餉及地租繳費通知書 ·股息、紅利、保險收益、穩定利息、長俸、親友餽贈等：聲明書，退休金證明 存款、手頭現金及借出的貸款證明 ·存款：填報日前一天的所有定期存款及儲蓄/往來賬戶結餘數額（如前一日的提款餘額收據），已從強積金/公積金或戶口或可隨時提起的款項 ·在填報日持有港幣5000或以上及外幣的 ·在填報日仍然借出的港幣及外幣貸款 地址證明 任何有申請人中/英文香港居住地址的文件副本（例如電費單、水費單） 房屋署網站： https://www.housingauthority.gov.hk/tc/global-elements/forms/flat-application/index.html 覺得以上操作麻煩？那還不快點點擊以下鏈接找SMEBRO解決；價格實惠、3天出報告，有意者快WhatsApp我們啦！ https://smebrother.com/